Social Insecurity

From the NYTimes today:

Social Security to See Payout Exceed Pay-In This Year

Presuming I make it there - 27 years to go for me under current rules. I've almost assumed it'll be gone by the time I got old, but it would be nice if the program were reformed so that all that money I'm paying into the system (I think it's @14-15% of income) leaves something for me. There's alot of my generation that won't have any pensions left, and the stock market savings aren't going to be sufficient- especially the way the market's been behaving recently.

I'd worry more, but the solutions are not painful - raising qualifying age for benefits comes to mind. Raising the Social Security tax is distateful to me though - fix the program using current revenue base from the working population.